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社会保险基金的筹集与运用,在整个社会保险制度的运动过程中起到了举足轻重的作用。本文针对实行新的社会保障制度之后出现的新问题,分析了社会保险基金整个运动过程中各环节的矛盾,提出“大统筹、小帐户”的筹资模式,用正规与非正规的办法调整资金来源。在分期对基金的运营,成立社会保险银行,直接购买企业债券或直接投资于不动产、生产或流通领域等方面,提出相应的政策建议。
The collection and application of social insurance funds play a decisive role in the movement of the entire social insurance system. This article analyzes the contradictions in every link during the whole movement of the social insurance fund in light of the new problems that arise after the implementation of the new social security system and puts forward the fund-raising mode of “big overall plan and small account” and adjusts them with the formal and informal methods Sources of funds. Relevant policy proposals are put forward in terms of the operation of the fund by installments, the establishment of social insurance banks, the direct purchase of corporate bonds or the direct investment in real estate, production or circulation.