１９９９年１２月２７日的《北京晚报》报道了一起投保人代被保险人签名投保，导致事故发生后遭到拒赔的保险案例。大致背景如下：１９９８年１１月高女士通过代理人韩某投保７份新华人寿保险股份有限公司的“全家福联合寿险”，保额为人民币７万元，合同生效日期为１９９８年 December 27, 1999, “Beijing Evening News” reported a policyholder insured on behalf of the insured by the insured, resulting in the case of insurance claims were rejected. Generally speaking, the background is as follows: In November 1998, Ms. Gao insured 7 Family Life Insurance Co-operative Life Insurance Co., Ltd.s through agent Han Mou, with an insured amount of RMB 70,000 and the effective date of the contract was 1998