商业银行独立保函纠纷案件法律分析及启示

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独立保函在国际商业活动中具有大幅降低交易成本、提高交易效率的重要作用,被誉为“国际商业社会的生命血液”。2016年11月18日,最高人民法院发布《关于审理独立保函纠纷案件若干闻题的规定》,对于解决司法实践中裁翔标准不统一问题,服务和保障“一带一路”建设,促进我国进一步对外开放,具有重大的现实和战略意义。本案虽于程关于审理独立保函纠纷案件若干问题的规定》施行前作出终审判决,但法院充分尊重当事入之间的意思自治,以国际商会《见索即付保函统一规则》的内容作为认定当事人权剩义务的重要依据,对于理解独立保函的独立性和单据性两个核心特征颇有裨益。 Independent guarantees have an important role in international business activities in reducing transaction costs and improving transaction efficiency. They are praised as “the blood of the international business community.” On November 18, 2016, the Supreme People’s Court promulgated the “Provisions on Several Issues Concerning the Trial of Cases of Discrepancy in Independent Guarantees”, which is of great significance to resolving the problem of inconsistencies in standards, service and protection in the judicial practice, and promoting the development of the “Belt and Road” Further opening up to the outside world is of great realistic and strategic significance. Although this case made the final judgment before the implementation of the Provisions of Cheng on Several Issues Concerning the Dispute Issue of Indemnity Guarantees, the court fully respected the autonomy of means between the parties and determined the contents of the Uniform Rules for Seek Secure Payments by the International Chamber of Commerce The important basis for the litigant’s right to obligation remuneration is of great benefit to the understanding of the two core features of independence and evidence.
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