20世纪80年代以来,以智利为代表的拉丁国家相继在国家养老保障方面所进行的制度改革,对于世界养老保障制度具有非常重要的影响和启示,如智利养老金改革就曾被世界银行等国际组织列为全球养老金制度改革的典范之一。作为社会保障制度的重要组成部分,拉美国家的传统养老金制度是在20世纪20年代引进欧洲传统社会保障模式的基础上形成的现收现付统筹制,属于国家福利范畴,由政府行政部门直接管理,即政府承担着政策法规的制定实施、征收缴费、基 Since the 1980s, the institutional reforms carried out successively by the Latin countries represented by Chile in the field of national endowment insurance have very important implications and revelations for the world’s old-age security system. For example, the pension reform in Chile had been internationally respected by the World Bank, Organization as one of the models of the reform of the global pension system. As an important component of the social security system, the traditional pension system of Latin American countries is a pay-as-you-go system based on the introduction of the traditional European social security model in the 1920s. It belongs to the category of state welfare and is directly administered by the government administration Management, that is, the government undertakes the formulation and implementation of policies and regulations, levies payment basis