自从加入中国平安精诚理财,转眼间7年时间过去了,新家庭的组建加之工作中自己的真实体会,使我更加关注理财规划中的风险管理部分,这也是我在与客户沟通过程中最为强调的一点。我通常把客户分为几个生活阶段:新婚无子女称为“形成期家庭”(年龄在25~30岁);建立家庭并生育子女称为“成长型家庭”(年龄30~50岁);子女已成人,夫妻双方进入各方面都很稳定的阶段称为“成熟型家庭”(年龄50岁以上)。成长型家庭是中国最广为存在的社会组成部分,由于 Since joining China Ping An sincerely financial management, seven years have passed since the blink of an eye. The formation of a new family and my own experience in real life have brought me to pay more attention to the risk management part of financial planning. This is also my most emphasized communication with customers A little. I usually divide my clients into several stages of life: a newly married childless person is called a “forming family” (age 25-30); a family is established and a child is called a “growing family” (age 30 ~ 50 years old); children have grown, both sides into the husband and wife are very stable stage called “mature family ” (over the age of 50). Growing families are the most widely-existing part of society in China due to