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目前我国的理财网主要分为三大类:各银行、保险公司、证券公司所属网站;咨询或资讯技术公司所属网站;专业的综合网站。它们根据各自不同的服务目标提供各具特色的服务。 网上理财最大的好处是节约时间,便利。可以足不出户,随时上网交易,只需轻敲键盘,就可理好家财。记者查询了一些理财网站,发现其中的个人理财业务几乎涵盖了普通居民所能办理的所有个人金融业务,包括本、外币储蓄、外汇买卖、债券、股票投资、各类贷款、保险、房地产买卖、账产转账、汇款等,同时配有银行存款、贷款还款、养老金、教育金、个人所得税等计算器,方便理财。一些银行还开通了学费、电话费、水电费等的网上缴费业务。
At present, China’s financial management network is mainly divided into three categories: the banks, insurance companies, securities companies owned Web site; advisory or information technology company’s Web site; professional comprehensive Web site. They provide distinctive services according to their different service objectives. The biggest advantage of online banking is saving time and convenience. Can stay at home, at any time online transactions, just tap the keyboard, you can manage family wealth. The reporter inquired about some wealth management websites and found that the personal wealth management business covers almost all personal financial businesses that ordinary residents can handle, including local and foreign currency deposits, foreign exchange trading, bonds, stock investment, various types of loans, insurance, real estate trading, Account transfer, remittances, etc. At the same time with a bank deposit, loan repayments, pensions, education, personal income tax calculator to facilitate financial management. Some banks also open online payment services such as tuition fees, telephone bills, utility bills and so on.