一种新的农险试点模式——政策性农险共保体在浙江省破茧而出,这是由该省十家商业保险公司根据省政府授权经营运作政策性农业保险项目,根据章程约定的比例,分摊保费,承担风险,享受政策,共同提供服务的保险组织形式。由于共保体是多方博弈的产物,它的某些先天不足将会阻碍自身的发展。共保 A new pilot model of agricultural insurance - policy-based agricultural insurance co-insurance body broke out in Zhejiang Province, which is the province’s ten commercial insurance companies operating under the authority of the provincial government policy operation of agricultural insurance projects, according to the charter agreement The proportion of insurance premiums, take risks, enjoy the policy, co-provide services in the form of insurance organizations. As the co-insurance body is a product of multi-party game, some of its inherent deficiencies will hinder its own development. Co-insurance