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2013年以来,互联网金融在我国呈现爆发性的发展势头,并对我国金融业产生了巨大的影响。本文阐述了互联网金融发展现状,分析了互联网金融对传统金融业的影响,并对互联网金融发展趋势做出预测。本文认为,金融业发展进入政策机遇期,互联网金融地位合法化,传统金融加速与互联网融合,移动互联网金融将成为未来互联网金融发展的主导力量。
Since 2013, Internet finance has shown an explosive momentum of development in our country and has had a tremendous impact on China’s financial industry. This article expounds the status quo of Internet finance development, analyzes the impact of Internet finance on the traditional financial industry, and forecasts the development trend of Internet finance. This paper argues that the development of the financial industry will enter an opportunity of policy, the legal status of the Internet will be legal, the traditional financial acceleration will be integrated with the Internet, and the mobile Internet finance will become the dominant force in the future development of Internet finance.