一、我国巨灾风险和巨灾保险的现状1、巨灾风险严重而且突发大自然的力量是无可抗衡的,人们以为随着科技的发展和进步,人类能够掌控的东西越来越多;然而,事实并不是这样的,全球范围内来看,每年都有某些国家发生重大灾害,且伤亡惨重。比如2004年的印度洋海啸,波及范围很广,地震及震后海啸对东南亚及南亚地区造成巨大伤亡。而在2010年1月12日,海地又发生里氏7.3级地震。 First, the status quo of China’s catastrophe risk and catastrophe insurance 1, Catastrophic catastrophic risks and sudden nature’s power is irresistible, people think that as technology advances and advances, more and more people can control things However, this is not the case. Globally, major disasters have occurred in certain countries every year, causing heavy casualties. For example, the Indian Ocean tsunami in 2004 covered a wide range. The earthquake and post-earthquake tsunami caused great casualties in Southeast Asia and South Asia. On January 12, 2010, another magnitude 7.3 earthquake struck Haiti.