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汽车消费信贷,就是对申请购买汽车的借款人发放的担保贷款,是银行与汽车销售商向购车者一次性支付车款所需的资金提供担保,并联合保险公司向购车者提供相应的信用保险。一、汽车消费信贷的基本情况在中国,汽车消费信贷已初具规模,除有关的统计数字表明,汽车信贷的规模已经超过?
Automobile consumer credit is the guarantee loan issued to the borrower who applies for the purchase of a car, the guarantee that the bank and the car dealer need to pay the car buyer a one-time payment, and the joint insurance company provides the corresponding credit insurance to the car buyer . First, the basic situation of automobile consumer credit In China, automobile consumer credit has begun to take shape, in addition to the statistics show that the scale of car credit has more than?