中小企业无论数量还是经济贡献度都远超大型企业,但中小企业发展面临着诸多障碍,其中资金短缺问题尤为突出。本文尝试从信息不对称角度对中小企业融资难现象进行分析,并探索以征信方式缓解中小企业融资难问题。 Small and medium-sized enterprises are far more than large-scale enterprises in terms of quantity or economic contribution, but the development of SMEs is facing many obstacles, of which the problem of shortage of funds is particularly outstanding. This paper attempts to analyze the financing difficulties of SMEs from the perspective of information asymmetry and explores the problem of using SMEs credit information to alleviate the financing difficulties of SMEs.