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一、小额贷款公司经营的基本情况及特点截至2010年8月末,安宁市3家开业的小额贷款公司已发生贷款业务78笔,贷款余额5,098万元,借款户都能在约定期限内归还贷款本金和利息。其中,“三农”贷款3,660万元,占贷款余额的72%,中小企业贷款1438万元,占贷款余额的28%。目前小贷公司的经营具有如下特点:
First, the basic situation and characteristics of microfinance company management As of the end of August 2010, Anning City opened three small loan companies have 78 loans, loan balance of 50.98 million yuan, borrowers can return within the agreed period Loan principal and interest. Among them, “three rural” loan 36.6 million yuan, accounting for 72% of the loan balance, SME loans 14.38 million yuan, accounting for 28% of the loan balance. The current small loan company’s management has the following characteristics: