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近年来,关于资产证券化特别是住房抵押贷款证券化的讨论比较热烈。同时,国内两家主要的商业银行分别在2000年年中和2001年初发布了关于将进行住房抵押贷款证券化的新闻,但进程不如人们预料那么快;2003年初,中国人民银行的政策报告也将推动住房抵押贷款证券化作为今后中央银行的重要工作之一,使人们更加关注这一议题。
In recent years, the discussion about asset securitization, especially the mortgage-backed securitization, has been quite enthusiastic. In the meantime, the two major domestic commercial banks released news on the securitization of home-equity loans in mid-2000 and early 2001 respectively, but the process was not as fast as expected. In early 2003, the policy report of the People’s Bank of China Promote the mortgage-backed securitization as one of the important tasks of the central bank in the future, so that people pay more attention to this issue.