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金融危机、能源安全和气候变化,这是全球经济面临的三个重大的挑战,也是管清友博士这本新书的主题。2006年年底,在美国南部的一些阳光明媚的地方,房地产价格就已经出现了下跌。那时候,我们以为这不过是美国局部地区的房地产危机。但是,我们错了。2007年年初,专门发放房地产贷款,尤其是次级贷款的一些金融机构纷纷倒台。那时候,我们以为这是盲目的给信用等级较差的次级贷款者发放贷款,造成了次级贷款危机。但是,我们错了。
The financial crisis, energy security and climate change are the three major challenges facing the global economy and the theme of Dr. Guan Qingyou’s new book. In late 2006, real estate prices have dropped in some sunny places in the southern United States. At that time, we thought it was but a real estate crisis in parts of the United States. But we are wrong. In early 2007, some financial institutions that specialized in issuing real estate loans, especially subprime loans, have successively collapsed. At that time, we thought it was a blind loan to subprime lenders with poor credit ratings, creating a subprime crisis. But we are wrong.