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全国政协委员、央行行长周小川:互联网金融业务发展是新事物,而金融政策需要跟上时代和科技进步的脚步。现有政策有的地方不全面,有的地方有漏洞,有的地方竞争不一定公平,而这些都会改善。互联网金融的概念和P2P网贷有比较大的区别,因为互联网金融中一个重头是互联网支付服务。另外,还有一个内容是众筹,此外还有互联网销售其他金融产品,包括保险产品等等,所以内容比较多。
Zhou Xiaochuan, member of the CPPCC National Committee and governor of the central bank, said that the development of Internet finance business is a new thing and that financial policies need to keep up with the progress of the times and science and technology. Some of the existing policies are not comprehensive, some are loopholes, and some are not necessarily fair. All this will improve. The concept of Internet finance and P2P network loans are quite different, because one of the Internet finance is the Internet payment services. In addition, there is also a content crowdfunding, in addition to the Internet to sell other financial products, including insurance products, etc., so the content is more.