近年来,我国互联网事业愈加红火,为了适应新媒体时代的发展,众多传统行业将工作业务延伸到互联网领域。其中,较为突出的是金融业务,得益于互联网业务操作,金融服务效率得到了飞速提升。然而,互联网的快速发展也带来了一定的必须面对的现实问题,本文通过对比各国互联网发展状况,让金融互联网概念得以阐述,并且站在研究中国金融互联网的现状和分析当前互联网面临的困境之上,总结了我国互联网金融的特点,并对互联网金融面对的问题提出解决对策。 In recent years, the cause of Internet in our country is getting more prosperous. In order to adapt to the development of new media era, many traditional industries extend their work to the Internet. Among them, the financial business is more prominent, benefiting from Internet business operations, the efficiency of financial services has been rapidly increasing. However, the rapid development of the Internet has also brought some practical problems that must be faced. This article compares the current situation of the Internet in various countries to elaborate the concept of financial internet, and studies the current status of China’s financial Internet and analyzes the current dilemmas facing the Internet Above, summed up the characteristics of China’s Internet finance, and proposed solutions to the problems facing the Internet finance.