中国的机动车消费贷款保证保险业务何去何从已成为人们关注的焦点:是因为有风险而放弃该项业务呢,还是改进技术、加强管理,从风险经营中获得保险业应有的业绩和发展呢?这是中国保险人在入关后面临的对传统保险经营方式和理念的挑战,也是对保险人经营特殊风险的一次考险。 China’s automobile consumer loan guarantee insurance business has become the focus of people’s attention: because of the risk to give up the business, or to improve technology and strengthen management, from the risk management to obtain the due performance and development of the insurance industry? This is a challenge China insurers face after the entry into the traditional insurance management methods and concepts, but also on the insurer operating a special risk an insurance.