担保物权是与用益物权相对应的他物权。担保物权对于担保物权人的意义在于,当债务人不履行到期债务或者发生当事人约定的实现担保物权的情形时,担保物权人可以就该担保物优先受偿。随着我国社会主义市场经济的发展,以债的形式发生的公民、法人之间的经济联系日益频繁,担保物权的设置对于保障债尤其是合同之债的有效履行,维护商品流通秩序,保护 The security interest is the property right corresponding to the usufructuary right. The significance of the security interest for the security of the real right person is that when the debtor fails to perform the debt due or the realization of the real right secured by the parties, the secured party may be given priority in the security. With the development of the socialist market economy in our country, economic relations between citizens and legal persons in the form of debt have become increasingly frequent. The setting of security interests is effective in guaranteeing the debt, especially the contractual debt, safeguarding the order of commodity circulation and protecting