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对于中小企业信用评级体系在融资过程中的作用研究,其主要目的在于了解当前中小企业信用评级体系的发展现状,以及其在融资工程中所发挥的重要作用,为日后提高中小企业信用评级体系在融资过程中的应用,提供宝贵的建议。在世界经济逐渐一体化的趋势下,中小企业逐渐成为国民经济增长的重要组成部分。但是当前我国中小企业在发展的进程中,由于资金不足等诸多因素的影响,中小企业融资问题逐渐成为需要解决的重点问题。本文主要对中小企业和信用评级的相关内容进行概括,同时对中小企业信用评级在融资中的作用进行分析,最后对中小企业信用评级体系在融资过程中的构建进行研究。
For the SME credit rating system in the financing process, its main purpose is to understand the current SME credit rating system, the status quo and its role in financing projects play an important role in improving the credit rating system for SMEs in the future Financing the application of the process, provide valuable suggestions. With the gradual integration of the world economy, SMEs have gradually become an important part of the national economic growth. However, the current SMEs in the process of development, due to lack of funds and other factors, the financing of SMEs has gradually become the focus of the problem to be solved. This article mainly summarizes the relevant contents of SMEs and credit rating, at the same time analyzes the role of SMEs credit rating in financing, and finally studies the construction of SME credit rating system in the financing process.