法经济学在我国是一个新兴的法学流派,它采用经济学的概念和方法来研究法律,并为法学研究引进了守法成本、违法成本、违法收益等概念以及经济价值成本与收益等研究方法。本文以经济学价值分析为主要研究方法,在考察了国外关于个人破产立法例的基础上,探索并分析了在我国建立个人破产制度的必要性。 Law and Economics is a new genre of law in our country. It uses the concept and method of economics to study the law and introduces the concepts of law-abiding cost, illegal cost and illegal gains as well as economic cost, benefit and other research methods. Based on the foreign legislation on personal bankruptcy, this paper explores and analyzes the necessity of establishing a personal bankruptcy system in our country.