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众所周知,金融业在我国的经济领域中发挥着十分重要的作用,在一定程度上影响着国民经济的发展,但是就目前情来看,随着亚洲金融危机、美国次贷危机、欧债危机等一系列金融危机事件的发生,使得越来越多的业内人士认识到金融业的风险,所以近年来如何控制金融业的风险逐渐成为相关工作人员重点研究的课题之一,而会计预算能够将金融企业的各种经济活动的计划用货币形式表现出来,涵盖金融企业在一定时期内的金融、资本、财务等各个方面的收入、支出以及现金流的总体计划,对于降低金融业的风险有着一定的指导意义,所以本文就金融业的发展现状进行了论述,分析了目前金融业经营风险存在的形式,探究了会计预算对控制金融业风险的现实意义,进一步提出了切实可行的强化金融业会计预算工作的措施,并用浦发银行的案例进行了具体的分析和研究,以期能够从根本上降低金融业的风险,促进其更好更快的发展和进步。
As we all know, the financial industry plays a very important role in the economic field of our country and to a certain extent, it affects the development of the national economy. However, with the current situation in Asia, as the Asian financial crisis, the U.S. subprime mortgage crisis and the European debt crisis As a result of a series of financial crisis events, more and more people in the industry are aware of the risks of the financial industry. Therefore, how to control the risks of the financial industry in recent years has gradually become one of the key issues for the staff concerned. The accounting budget can bring the financial The plan of various economic activities of an enterprise is expressed in the form of money. The overall plan covering the revenue, expenditure and cash flow of financial enterprises in various aspects such as finance, capital and finance for a certain period of time has certain value in reducing the risk in the financial industry Therefore, this article discusses the development status of the financial industry, analyzes the existing forms of the financial business risk, explores the practical significance of the accounting budget to control the risk of the financial industry, and further puts forward the feasible and practical accounting budget for the financial industry Work measures, and the case of Shanghai Pudong Development Bank conducted a specific analysis and research In order to reduce risks in the financial sector fundamentally, promote better and faster development and progress.