美国次贷危机的暴发,全球金融市场动荡加剧,在享受到全球化带来利益的同时,中国经济正在越发深切地感受到经济全球化带来的冲击。中国处在一个改革和发展的关键时期,我们一定要充分做好应对国际环境变化的各种准备,以改善提高风险防范能力。文章首先从外因和内因两个方面分析了美国次贷危机爆发的原因,然后分别从对外贸易、银行业、股市、保险业分析了美国次贷危机对中国经济的影响。 With the outbreak of the U.S. subprime mortgage crisis and the turmoil in global financial markets intensified, while enjoying the benefits brought by globalization, the Chinese economy is increasingly feeling the impact of economic globalization. As China is in a crucial period of reform and development, we must make every effort to respond to changes in the international environment so as to improve our risk prevention capabilities. The article first analyzes the causes of the subprime crisis in the United States from the external and internal causes. Then it analyzes the impact of the subprime mortgage crisis on the Chinese economy from the perspective of foreign trade, banking, stock market and insurance industry respectively.