环境污染责任保险,是指“以企业发生污染事故对第三者造成的损害依法应承担的赔偿责任为标的的保险”。国际上环境污染责任保险制度的运用已经十分广泛。美国、德国、英国、法国、瑞典等发达国家,以及印度等发展中国家都实行了环境污染责任保险。其中,美国将环境污染责任保险作为工程保险的一部分,无论是承包商、分包商还是咨询设计商,如果涉及到该险种的情况 Environmental pollution liability insurance refers to the “insurance against the liability that damages caused by a third party due to a pollution accident occurred in a business should bear the liability according to law.” The application of the international environmental pollution liability insurance system has been very extensive. The United States, Germany, Britain, France, Sweden and other developed countries, as well as India and other developing countries have implemented environmental pollution liability insurance. Among them, the United States will be the responsibility of environmental pollution liability insurance as part of engineering insurance, whether contractors, subcontractors or consulting designer, if the case involving the insurance