本文运用协整检验方法就 2 0世纪 80年代中期以来欧洲经济一体化的一个重要方面 ,即欧盟银行信贷市场一体化进行计量分析 ,对欧盟银行信贷市场一体化的实际进程进行经验检验。结果表明 ,欧盟银行信贷市场一体化的有关政策具有积极的意义 This paper uses cointegration test method to measure the integration of credit market in European Union, an important aspect of European economic integration since the mid-1980s. It tests empirically the actual process of the integration of credit market in EU banks. The results show that the EU bank credit market integration of the relevant policies have a positive meaning