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保险制度是人们为了应对社会生活中存在的危险以及由自然界带来的灾害而创建的运用社会力量分担个人损失的制度。保险活动是保险公司与客户之间形成的一项具有商业性质的法律活动,保险活动的开展必然会关涉客户的个人信息,然而,对于保险活动中个人信息的保护,我国现行的立法却鲜有提及。并且,现实的保险活动中侵害个人信息的现象时有发生,针对这种情况,笔者提出了相应的私法保护策略。
The insurance system is a system that people use social forces to share personal losses in order to deal with the danger existing in social life and the disasters caused by nature. Insurance activities are a kind of commercial legal activities formed between insurance companies and clients. The development of insurance activities is bound to involve the personal information of the clients. However, the protection of personal information in insurance activities is rare in our current legislation Mentioned. Moreover, the actual phenomenon of personal information infringement occurred during insurance activities. In response to this situation, the author put forward the corresponding private law protection strategy.