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作为国内商业银行中勇于突破的先锋,民生银行曾于2009年率先推出了震撼业界的“商贷通”小微企业贷款产品,奠定了其在国内市场小微金融服务的领先地位,目前贷款余额已达4000亿元。2014年7月以来,面对消费金融的庞大市场,民生银行全面重启了消费信贷业务。自7月重启以来,该行消费信贷业务发展迅速,初步实现了“建平台、上规模”的阶段性目标,大零售贷款整体余
As the vanguard of breakthroughs in domestic commercial banks, Minsheng Bank first introduced the “Shang Dai Tong” micro-and micro-enterprise loan products in 2009, setting the leading position in small and micro financial services in the domestic market. At present, Loan balance reached 400 billion yuan. Since July 2014, Minsheng Bank has fully restarted its consumer credit business in the face of the huge market for consumer finance. Since the restart in July, the bank’s consumer credit business has developed rapidly, initially realizing the phased goal of “building a platform and increasing the scale”, and the overall retail loan