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在利率市场化步伐加速、金融脱媒趋势渐强的背景下,不少银行早已将业务增长点锁定在中小企业领域。可以说,商业银行谁能够很好地解决小企业金融面临的几大难点,谁就能够保持高增长势头。小企业金融的四大难点业界小企业服务模式的创新主要围绕解决小企业金融的四大难点问题展开。难点一:小企业客户分散,风险隐患高。小企业客户数量大,分布在实体经济的各行各业,信息透明度低,对抗外
In the context of the accelerated pace of marketization of interest rates and the gradual strengthening of financial disintermediation, many banks have already locked their business growth point in the field of small and medium-sized enterprises. It can be said that the commercial bank who can well solve several major difficulties faced by small business finance, who will be able to maintain high growth momentum. The Four Difficulties of Small Business Finance The innovation of the small business service model of the industry mainly focuses on solving the four difficult issues of small business finance. One difficulty: small business customers scattered, high risk risks. Large number of small business customers, located in the real economy in all walks of life, low transparency of information, confrontation