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国有保险产权并非必然导致金融风险,国有产权与私有产权在保险业并不存在先验性优劣之分。现阶段的国有产权扩张是后金融危机时代国家效用函数动态优化路径之一,有利于强化保险业的社会稳定器作用,促进我国经济增长模式的顺利转变,同时引导保险业结构调整和产业升级,化解潜在风险。
State-owned insurance property rights do not necessarily lead to financial risk, state-owned property and private property rights in the insurance industry does not exist a priori advantages and disadvantages. The expansion of state-owned property right at the present stage is one of the dynamic optimization paths for the national utility function in the post-financial crisis era. It is conducive to strengthening the role of social stabilizer in the insurance industry and promoting the smooth transformation of China’s economic growth mode. At the same time, it leads the structural adjustment of insurance industry and industrial upgrading, Resolve potential risks.