在经济飞速发展的同时,我国的银行业之间的竞争力也日趋激烈。现代信息科技的发展,使得银行间的竞争不仅只限于规模和业务上面,更多的是表现在服务的竞争,客户满意度以及自身抵抗经济危机的能力比较。银行会计业务模式的改革是必然选择,也是银行业优胜劣汰的自然法则。 While the economy is booming, the competitiveness of China’s banking sector is also becoming increasingly fierce. The development of modern information technology makes the competition between banks not only limited to the scale and the business, but also more in the service competition, customer satisfaction and their ability to resist the economic crisis. Bank accounting business model reform is an inevitable choice, but also the banking industry’s natural law of survival of the fittest.