背景:网贷,又称P2P网络借款。指的是那些有资金并且想理财投资的个人,通过第三方网络平台牵线搭桥,使用贷款的方式将资金贷给有需求的人。作为互联网金融最早发展的模式,网贷为很多急需资金的人提供了便捷通道,但是因为部分经营者的违规操作,网贷平台的风险急剧累积,近期全国出现多家网贷平台到期无法兑付的情况。 Background: Internet loans, also known as P2P network loans. Refers to those who have the money and want to invest money individuals, through third-party network platform matchmaking, the use of loans to lend money to those in need. As the earliest mode of development of internet finance, internet loans provide a convenient channel for many people in urgent need of funds. However, because of the illegal operation of some operators, the risk of online loan platform is rapidly accumulating. Recently, many online loan platforms have not expired in China Case.