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风险管理是商业银行永恒的主题。在现代金融领域中,能否建立良好的风险管理架构和体系,对风险进行全面有效的管理,是影响商业银行核心竞争力的重要因素,也是实施价值管理的必然要求。银行这个行业本身就是一个高风险、高收益的行业,因此如何有效地防范风险,保证银行健康稳定的生存发展,成为所有银行面临的重大问题。本文就我国国有商业银行上市后所面临的风险以及应对措施作了阐述。
Risk management is the eternal theme of commercial banks. In the field of modern finance, whether to establish a sound risk management structure and system and to manage risks comprehensively and effectively is an important factor that affects the core competitiveness of commercial banks and also a necessary requirement for the implementation of value management. The banking industry itself is a high-risk and high-yielding industry. Therefore, how to effectively prevent risks and ensure the healthy and stable development of the bank has become a major issue facing all banks. This article elaborates on the risks and countermeasures that the state-owned commercial banks face after their listing.