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由于受到网络技术的不断发展和金融行业发展步伐加快的影响,P2P借贷平台已经成为了现阶段比较热门的一种借贷模式,不仅在我国而且在全球都得到了快速的发展。通过对我国P2P借贷平台的发展模式、特点和风险进行讨论研究,针对我国P2P借贷平台出现的问题提出了相适应的发展措施,从而为我国P2P借贷平台能够得到更好的建设和发展提供保障。
Due to the continuous development of network technology and the acceleration of the development of the financial industry, the P2P lending platform has become a relatively popular lending model at this stage, which has not only enjoyed rapid development in our country but also in the world. By discussing the development model, characteristics and risks of P2P lending platform in our country, we put forward corresponding development measures for the problems that arise in P2P lending platform in our country, so as to provide a guarantee for better construction and development of P2P lending platform in our country.