目前我国大部分的中小企业还处于建设的初级阶段,面临着资金短缺、技术落后、生产规模小等难题,尤其是在财务管理方面还存在着许多问题。本文将从财务管理特点念出发,分析目前中小企业财务管理方面的现状以及所面临的问题,并针对如何完善我国中小企业的财务管理模式进行深入的探讨。 At present, most SMEs in our country are still in the initial stage of construction and are faced with such problems as shortage of funds, backward technology and small scale of production. There are still many problems in terms of financial management in particular. This article will start from the characteristics of financial management, analyze the current financial management of SMEs in the status quo and the problems faced, and how to improve the financial management of SMEs in-depth discussion.