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作为国家助学贷款的重要组成部分,生源地信用助学贷款对于推进教育公平,保障贫困学生顺利完成学业具有重要的现实意义。但由于政策体系还不够完善,执行机制不健全,随着贷款申请人数的不断增加,这一助学政策也逐步暴露出一些问题,特别是近年来,大学生拖欠信用贷款现象大幅增加,成为制约助学政策长效发展的重要瓶颈。本文以淄博市沂源县为例,对其进行跟踪调查,研究生源地助学贷款政策出现的问题及对策。
As an important part of the national student loans, student credit loans for students have important practical significance in promoting education fairness and ensuring poor students successfully complete their studies. However, due to the imperfect policy system and the imperfect enforcement mechanism, some problems have gradually emerged with the increasing number of loan applicants. In particular, in recent years, there has been a sharp increase in credit default loans by college students as a constraint aid Important bottleneck of long-term development of learning policy. This paper takes Yiyuan County of Zibo City as an example to conduct a follow-up investigation of the problems and countermeasures in the student loan system for graduate students.