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银行信贷管理是一个历史悠久的话题,在几百年的银行经营管理发展过程中始终处于核心地位,由于不同时代经济运行模式的差异,在经营管理中采用的管理思想和方法也不一样。在社会化大生产的今天,由于经济运行模式也呈现多样化,这就要求银行经营管理必须有新的思路和方法。本文针对我国银行信贷资金管理的实际,提出“运行周期”理论模式,以期能对银行的经营管理发挥指导参考作用。
Bank credit management is a topic with a long history. It has always been at the core in the development and management of bank operations for hundreds of years. Due to the differences in economic operation modes in different periods, the management ideas and methods used in business management are also different. In today’s socialized mass production, due to the diversification of the economic operation mode, this requires that banks must have new ideas and methods of operation and management. This paper aims at the actuality of bank credit funds management in our country, and puts forward the theoretical model of “operating cycle”, with a view to guiding and guiding the operation and management of banks.