基金普跌,使得基民损失惨重。该如何应对基金亏损的局面?今年以来除货币式基金以外,各种类型基金平均收益均为负值,包括定位在低风险的债券型基金,这的确是基金行业十多年来非常罕见的现象。其原因一是流动性环境全面收紧,对股市和债市均构成较大冲击;原因二是一些意外事件的出现打乱了债券市场,如城投债问题引发信用债 Pudie Fund, making the democrats suffered heavy losses. How should we deal with the situation of fund loss? This year except monetary funds, the average return of various types of funds are negative, including the positioning of low-risk bond funds, which is indeed a very rare phenomenon in the fund industry for more than a decade . The reason is that the liquidity environment is tightened in an all-round way, posing a big impact on both the stock market and the bond market. The second reason is that some unexpected events have upset the bond market. For instance,