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2005年12月政府经过了充分的调研和论证出台了养老保险新方案,该方案对现行养老保险制度的发放力度、范围、计发方法等方面提出了改进办法,在扩大基本养老保障的覆盖范围、做实个人账户、建立基础养老金的激励机制、让养老金与物价变动挂钩方面提出了实质性的举措。但背后也隐含着一些问题与不足。我们只有不断地研究、分析与妥善解决这些问题,才能促使我国的基本养老保险制度不断地发展与完善。
In December 2005, after sufficient investigation and demonstration, the government introduced a new plan for pension insurance. The plan proposed measures for improving the scope, scope and methods of issuing old-age pension insurance. In expanding the coverage of basic old-age insurance , Making a personal account, setting up an incentive mechanism for basic pensions, and putting forward substantive measures in connection with the link between pensions and price changes. But behind it also implies some problems and deficiencies. Only by constantly studying, analyzing and properly solving these problems can we urge the continuous development and improvement of the basic pension insurance system in our country.