2007年下半年以来,国内外经济形势发生了一系列重大变化,中小企业在发展过程中出现了一些新情况与新问题,融资难问题越显突出。为深入研究中小企业在新形势下的发展与融资创新,交流经验, Since the second half of 2007, a series of major changes have taken place in the economic situation at home and abroad. Some new situations and new problems have emerged in the course of the development of SMEs. The problem of financing difficulties has become more prominent. In order to further study the development of small and medium-sized enterprises (SMEs) in the new situation and innovations in finance, exchange experiences,