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众筹作为一种重要的融资手段,主要是指资金持有者和资金需求者通过互联网平台,发布筹资项目,进而进行资金募集的过程。在目前我国中小企业普遍存在融资难问题的背景下,众筹很大程度为中小企业在融资过程中提供了一种新的方法。本文主要针对我国众筹模式发展现状,再结合英美众筹法律监管体制,对我国如何进行众筹监管做重点分析。
As an important means of financing, crowdfunding mainly refers to the process of fund raising by the fund holders and fund demanders via the Internet platform, publishing of fund-raising projects. At present, under the background of the widespread financing difficulties of SMEs in our country, crowdfunding has provided a new method for SMEs in the financing process to a large extent. This article mainly focuses on the status quo of the development of China’s crowdfunding model, combined with Anglo-American crowdfunding legal supervision system, focusing on how China conducts crowdfunding supervision.