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民办学校持续健康发展离不开金融信贷的支持。我国现行《担保法》第九条和第三十七条已成为民办学校“融资难”的制度性障碍,尽管各省市政府和金融机构采取了一定的扶持政策,但这些毕竟是限于政策层面的支持,制约民办学校融资的国家立法问题还未能得到根本性解决。有鉴于此,国家有必要修改现行《担保法》相关条款,为民办学校提供信贷支持,在明晰产权的基础上,允许民办学校为满足自身发展需要,可以用全部的法人财产和投资人的股权对外担保融资。
The sustainable development of private schools can not be separated from the support of financial credit. Article 9 and Article 37 of the existing “Guarantee Law” in our country have become institutional obstacles to the “private financing” of the non-state-run schools. Although some provincial and municipal governments and financial institutions have adopted certain supportive policies, these are, after all, limited to policies At the level of support, the issue of national legislation that restricts the financing of private schools has not yet been fundamentally resolved. In view of this, the state needs to amend the existing “Guarantee Law” provisions to provide private-sector credit support, on the basis of clear property rights, to allow private schools to meet their own development needs, you can use all corporate property and investors’ equity Foreign guarantee financing.