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中小企业在我国经济发展中具有举足轻重的地位,数量占现有企业总数的95%以上,并为大部分劳动人口提供了就业岗位。妥善解决当前中小企业融资难问题,关系到区域乃至全国经济的健康、可持续发展。2014年3月,温州市出台了首个规范民间融资的地方性法规《温州民间融资管理条例》,从多个方面规范中小企业的民间融资过程,加强民间融资管理,在改善中小企业融资方面具有重大意义。
SMEs play a decisive role in the economic development of our country, accounting for more than 95% of the total number of existing enterprises and providing jobs for the majority of the working population. The proper solution to the current SME financing difficulties is related to the healthy and sustainable development of the economy in the region and the whole country. In March 2014, Wenzhou Municipality promulgated the “Regulations on Private Financing in Wenzhou”, the first local regulation to regulate private financing. It regulates the private financing of SMEs in various aspects, strengthens the management of private financing, and has the following functions in improving the financing of SMEs: Great significance.