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针对我国贷款利率全面市场化以来高速公路融资平台公司出现的银行贷款融资困境,笔者在深入分析利率市场化对高速公路融资平台公司影响原因后认为,资本追本逐利的天性以及部分地区高速公路融资平台公司较低的盈利能力等因素共同导致了利率市场化条件下贷款资金从高速公路融资平台公司等盈利能力相对较弱的企业流向利息支付能力较强的小微企业,并从高速公路融资平台公司当前最主要的任务出发,提出了降低利率市场化不利影响的具体措施。
In the light of the bank loan financing predicament of the expressway financing platform company after the full marketization of the loan interest rate in our country, after analyzing the reasons of the interest rate marketization affecting the expressway financing platform company, the author thinks that the capital chasing the profit-oriented nature and the highway The low profitability of financing platform companies and other factors lead to the interest rate liberalization under the conditions of loan funds from companies such as highway financing platform companies relatively weaker profitability to small interest-paying ability of small and micro enterprises, and financing from the highway The most important task of the platform company now sets out concrete measures to reduce the adverse effects of marketization of interest rates.