当前,服务于大型企业的金融法律制度相对完善,而服务小微企业金融业态创新及规范的法律制度不够健全,小微企业融资难、融资贵、融资风险高的现象普遍。为进一步发挥人民法院在规范金融秩序、服务地区经济发展中的作用,为小微企业健康发展创造良好的法治环境,上海市松江区人民法院对2012年至2015年受理的涉小微企业融资纠纷的案件进行全面梳理,通过实证研究,挖掘不同金 At present, the financial legal system that serves large-scale enterprises is relatively perfect. However, the legal system that serves to innovate and standardize the financial formats of small and micro-sized enterprises is not sound enough. It is difficult for small and micro-enterprises to raise funds, which is expensive and their financing risks are high. In order to further bring into play the role of the people’s court in regulating the financial order and serving the economic development of the area and creating a sound environment for the rule of law for the sound development of small and micro enterprises, Songjiang District People’s Court of Shanghai Municipality accepts from the financial disputes involving small and micro enterprises accepted from 2012 to 2015 Comprehensively combing the case, through empirical research, mining different gold